I herd an advert the other day which said “50 years ago 74% of the population didn’t have an inside toilet, so it was a great time to be a plumber. 10 year years ago 74% of people didn’t have a mobile phone, so it was a great time to open a mobile phone shop. Today 74% of people don’t have a will ….”

The thing is that if you don’t have an in door toilet you suffer. If you don’t have a mobile phone you suffer. If you don’t have a will it’s not going to affect you one bit.

Here’s a better advert “Can’t be bothered making a will chick on www.dieintestate.com”